Guides & advice
Practical guides on inheritance tax, wills, powers of attorney, trusts and more. Written for families in the UK, without the jargon.
Business Asset Disposal Relief could reduce your CGT rate to 10% on up to £1 million of gains. But you need to qualify before exchange, not after.
11 June 2026
CGT on residential property applies at 18% or 24% depending on your income. The annual exemption is now just £3,000. Here is what you can and cannot do to reduce the bill.
4 June 2026
A trust set up well in advance and for legitimate reasons may provide some protection. But a trust created specifically to avoid care costs is likely to be treated as deliberate deprivation.
28 May 2026
Trusts are not just for the very wealthy. A discretionary trust can protect assets from divorce, creditors, and inheritance tax in ways a straightforward will cannot.
21 May 2026
The most common mistake families make with an elderly parent's LPA is waiting too long. Here is what you need to know before it becomes urgent.
14 May 2026
The OPG registration fee is £82 per LPA, but that is only part of the picture. Here is what you should expect to pay and why.
7 May 2026
An LPA must be set up while you have mental capacity. Once that window closes, your family faces the Court of Protection instead, which is slower, costlier, and more stressful.
30 April 2026
Dying without a will means the intestacy rules decide who inherits. Cohabiting partners, unmarried parents, and stepchildren can all be left with nothing.
16 April 2026
A will and a lasting power of attorney solve different problems. Most people only discover the LPA gap when a parent can no longer make decisions for themselves.
2 April 2026
Wills go out of date faster than most people realise. Marriage, divorce, new property, and changing family structures can all undermine a will you wrote years ago.
19 March 2026
Giving money to your children or grandchildren during your lifetime is one of the most effective ways to reduce inheritance tax. But the rules catch many people out.
5 March 2026
The nil-rate band has been frozen while house prices have risen, quietly pulling more families into inheritance tax. Here is how the thresholds actually work.
19 February 2026
Not everyone needs a specialist. But if any of these signs apply to your situation, getting advice could save your family a significant amount.
5 February 2026
Inheritance tax at 40% is one of the most predictable bills your family could face. These five approaches could reduce what they pay.
22 January 2026
From April 2027, most unused pension pots will fall inside your estate for inheritance tax purposes. Here is what that means for your family.
8 January 2026
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